"Your account will be suspended"
A message that looks like Google, Microsoft, Apple, PayPal, Amazon, your bank or the tax office warns your account is locked or "will be suspended in 24 hours," with a button to "verify." The button opens a look-alike login page that captures your password — and often your 2FA code in real time.
What to do: never click. Open the service yourself by typing the address or using the official app, and check there. Report the message as phishing.
Threat examples
the tax office: You are owed a refund. Confirm your banking details within 24 hours to receive payment: [claim-refund link]
Tap the outlined parts of the message to see the red flags
Your account has been temporarily limited. Confirm your details within 24 hours to avoid permanent suspension: [verify-account link]